How long until you're broke

← Cambria Wallet Checker · ⛏ Dungeon Ledger · A 96% return rate does not mean you lose 4%. It means you lose all of it — the percentage only sets how fast.

Return rate — your Attraction, as the game shows it

96.4%

Starting money (USD)

Casts per minute

Stake — Grub per cast

Your money is gone in

32 hours

Your balance, hour by hour

Every return rate, same money

Return rate	Lost per hour	Broke after	You'll have wagered

The wagered column is the point. Your money doesn't vanish in one bad night — it cycles through the machine over and over, and each pass shaves a little off. That's why it feels like breaking even the whole way down.

Why this is the number that matters

Attraction and the return rate are the same quantity in different units — the game ships the conversion both ways. Raising Attraction is the only thing that changes what comes back; your T1–T4 sliders only change when it comes back, never how much.

So the rate above is the entire story of your long-run result. Everything else is timing. Work out your own sack odds and jackpot timing on the Fishing Calculator.